/* ============================================================
   HORIZON — full-width redesign, tokens
   ============================================================ */
:root{
  --navy:       #0E2A43;
  --navy-2:     #163A5C;
  --navy-line:  #234A6E;
  --white:      #FFFFFF;
  --paper:      #F7F5EF;
  --ink:        #1B2430;
  --ink-soft:   #55606B;
  --ink-faint:  #8D96A0;
  --line:       #E4E1D8;
  --maroon:     #7A2331;
  --maroon-light:#93313F;
  --gold:       #B08A3E;

  --font-display: 'Source Serif 4', Georgia, serif;
  --font-body: 'Inter', Arial, Helvetica, sans-serif;
  --font-mono: 'IBM Plex Mono', 'Courier New', monospace;
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  background:var(--white);
  color:var(--ink);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img,svg{ display:block; max-width:100%; }
a{ color:inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family:inherit; cursor:pointer; }

h1,h2,h3{
  font-family:var(--font-display);
  margin:0;
  font-weight:600;
  color:var(--ink);
}

.eyebrow{
  font-family:var(--font-mono);
  text-transform:uppercase;
  letter-spacing:0.16em;
  font-size:0.72rem;
  color:var(--maroon);
}
.eyebrow.on-navy{ color:var(--gold); }

a:focus-visible, button:focus-visible{
  outline:2px solid var(--maroon);
  outline-offset:3px;
}
@media (prefers-reduced-motion: reduce){
  *{ animation-duration:0.001ms !important; transition-duration:0.001ms !important; scroll-behavior:auto !important; }
}

.container{
  max-width:1080px;
  margin:0 auto;
  padding:0 32px;
}
@media(max-width:640px){ .container{ padding:0 22px; } }

/* ============================================================
   HEADER
   ============================================================ */
.site-header{
  position:sticky; top:0; z-index:50;
  background:var(--navy);
  border-bottom:1px solid var(--navy-line);
}
.nav{
  max-width:1080px;
  margin:0 auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px 32px;
}
@media(max-width:640px){ .nav{ padding:16px 22px; } }
.wordmark{
  font-family:var(--font-display);
  font-size:1.2rem;
  color:var(--white);
  letter-spacing:0.01em;
}
.nav-right{ display:flex; align-items:center; gap:26px; }
.nav-link{
  font-family:var(--font-body);
  font-size:0.9rem;
  color:#B7C2CC;
  display:none;
}
@media(min-width:640px){ .nav-link{ display:inline; } }
.nav-link:hover{ color:var(--white); }

.btn{
  font-family:var(--font-mono);
  font-size:0.78rem;
  letter-spacing:0.06em;
  text-transform:uppercase;
  padding:12px 24px;
  display:inline-flex;
  align-items:center;
  border:1.5px solid transparent;
  border-radius:2px;
  transition:background .18s ease, color .18s ease, transform .18s ease, border-color .18s ease;
}
.btn-maroon{
  background:var(--maroon);
  color:var(--white);
  border-color:var(--maroon);
}
.btn-maroon:hover{ background:var(--maroon-light); border-color:var(--maroon-light); transform:translateY(-1px); }
.btn-outline-light{
  color:var(--white);
  border-color:rgba(255,255,255,0.4);
}
.btn-outline-light:hover{ border-color:var(--gold); color:var(--gold); }
.btn-outline{
  color:var(--ink);
  border-color:var(--ink-faint);
}
.btn-outline:hover{ border-color:var(--maroon); color:var(--maroon); }
.btn-lg{ padding:16px 32px; font-size:0.84rem; }

/* ============================================================
   HERO (full-width navy band)
   ============================================================ */
.hero{
  background:var(--navy);
  padding:68px 0 0;
}
.hero-inner{
  max-width:1080px;
  margin:0 auto;
  padding:0 32px 64px;
  display:grid;
  grid-template-columns:1.15fr 0.85fr;
  gap:52px;
  align-items:center;
}
@media(max-width:640px){ .hero-inner{ padding:0 22px 48px; } }
@media(max-width:820px){ .hero-inner{ grid-template-columns:1fr; } }

.hero-copy h1{
  color:var(--white);
  font-size:clamp(2.1rem, 4.6vw, 3.1rem);
  line-height:1.14;
  margin:18px 0 20px;
}
.hero-copy h1 em{ font-style:italic; color:var(--gold); }
.hero-copy p.lede{
  color:#AEBBC5;
  font-size:1.05rem;
  max-width:48ch;
  margin:0 0 32px;
}
.hero-actions{ display:flex; gap:14px; flex-wrap:wrap; }

.tally-wrap{
  background:var(--navy-2);
  border:1px solid var(--navy-line);
  padding:20px;
  position:relative;
}
.tally-wrap::before{
  content:"RUNNING TOTAL";
  position:absolute; top:-10px; left:20px;
  background:var(--navy);
  padding:2px 10px;
  font-family:var(--font-mono);
  font-size:0.62rem;
  letter-spacing:0.18em;
  color:#8FA0AE;
}

/* ============================================================
   TRUST LINE
   ============================================================ */
.trust-line{
  background:var(--paper);
  border-bottom:1px solid var(--line);
}
.trust-row{
  max-width:1080px;
  margin:0 auto;
  padding:22px 32px;
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:10px 0;
  font-family:var(--font-mono);
  font-size:0.78rem;
  color:var(--ink-soft);
}
@media(max-width:640px){ .trust-row{ padding:20px 22px; } }
.trust-row span.sep{ margin:0 18px; color:var(--gold); }

/* ============================================================
   SECTIONS
   ============================================================ */
section{ padding:80px 0; }
.section-head{ margin-bottom:44px; max-width:56ch; }
.section-head h2{ font-size:clamp(1.6rem,3vw,2.15rem); margin-top:12px; }
.section-head p{ color:var(--ink-soft); margin-top:14px; font-size:0.98rem; }

/* ============================================================
   LEDGER TABLE (financing options)
   ============================================================ */
.ledger-table{ width:100%; }
.ledger-row{
  display:grid;
  grid-template-columns:auto 1fr;
  gap:22px;
  padding:28px 0;
  border-top:1px solid var(--line);
  align-items:start;
}
.ledger-row:last-child{ border-bottom:1px solid var(--line); }
@media(max-width:640px){ .ledger-row{ grid-template-columns:1fr; gap:10px; } }

.ledger-mark{
  width:40px; height:40px;
  border:1px solid var(--maroon);
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0;
}
.ledger-row-head{
  display:flex;
  align-items:baseline;
  gap:14px;
  flex-wrap:wrap;
}
.ledger-row-head h3{ font-size:1.18rem; white-space:nowrap; }
.leader{
  flex:1;
  border-bottom:1px dotted var(--ink-faint);
  min-width:24px;
  height:0.8em;
}
.ledger-tag{
  font-family:var(--font-mono);
  font-size:0.72rem;
  letter-spacing:0.08em;
  text-transform:uppercase;
  color:var(--gold);
  white-space:nowrap;
}
.ledger-row p{
  color:var(--ink-soft);
  font-size:0.96rem;
  margin:10px 0 0;
  max-width:64ch;
}

/* ============================================================
   PROCESS LIST
   ============================================================ */
.process{ background:var(--paper); border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
.process-list{ display:flex; flex-direction:column; }
.process-item{
  display:grid;
  grid-template-columns:56px 1fr;
  gap:20px;
  padding:24px 0;
  border-top:1px solid var(--line);
}
.process-item:first-child{ border-top:none; }
.process-item .idx{
  font-family:var(--font-mono);
  font-size:1rem;
  color:var(--maroon);
  padding-top:2px;
}
.process-item h4{
  font-family:var(--font-body);
  font-weight:700;
  font-size:1rem;
  color:var(--ink);
  margin-bottom:6px;
}
.process-item p{ color:var(--ink-soft); font-size:0.94rem; margin:0; }

/* ============================================================
   SIGN-OFF (final CTA, navy band)
   ============================================================ */
.signoff{
  background:var(--navy);
  text-align:center;
}
.signoff h2{ color:var(--white); font-size:clamp(1.7rem,3vw,2.2rem); margin-bottom:16px; }
.signoff p{ color:#AEBBC5; max-width:48ch; margin:0 auto 30px; }
.signoff-line{
  width:220px;
  height:0;
  border-bottom:1px dotted rgba(255,255,255,0.3);
  margin:0 auto 14px;
}
.signoff-label{
  font-family:var(--font-mono);
  font-size:0.68rem;
  letter-spacing:0.14em;
  color:#7E8B96;
  text-transform:uppercase;
  margin-bottom:26px;
}

/* ============================================================
   FOOTER
   ============================================================ */
footer.site-footer{
  background:var(--navy);
  border-top:1px solid var(--navy-line);
  padding:32px 0 40px;
}
.footer-inner{ max-width:1080px; margin:0 auto; padding:0 32px; text-align:center; }
.footer-brand{
  font-family:var(--font-display);
  font-size:1.05rem;
  color:var(--white);
  margin-bottom:12px;
}
.footer-disclaimer{
  font-size:0.78rem;
  line-height:1.6;
  color:#7E8B96;
  max-width:640px;
  margin:0 auto;
}

/* ============================================================
   MOTION
   ============================================================ */
.reveal{ opacity:0; transform:translateY(14px); transition:opacity .55s ease, transform .55s ease; }
.reveal.in{ opacity:1; transform:translateY(0); }